1.STUDENT SAVING ACCOUNT:
Student Account Open with Rs-100
2.VIKLANG SAVING ACCOUNT:
Viklang Account Open with Rs-100
3.SERVING /EX.S.M SAVING ACCOUNT:
Serving Ex.S.M Account Open with Rs-100
4.WOMEN SAVING ACCOUNT:
Women Account Open with Rs-100
ii.FIXED DEPOSIT ACCOUNT:
1.We are member of Deposit Insurance and Credit Guarantee Scheme in which customers deposit are insured up to Rs. 1 Lac.
2.Fix deposit scheme is an attractive scheme to deposit your savings for fix period for 15 days to 3 years as per your future requirements.
3.We provide attractive Interest Rates to our Customers from time to time.
4.We offer 1.00% extra Interest Rate to Senior Citizens(Age upto 60 or above)on fix deposits of 1 year period and above.
5.Guardian can open Minor’s Fix deposit A/c. When minor turn major then at maturity he/she can withdraw the amount with his/her signature, after providing valid age proof.
6.We offer nomination facility for all deposit accounts.
iii RECURRING DEPOSIT ACCOUNT:
1. In RSNL , minimum amount that can be deposited is Rs. 200/- at regular intervals.
2. The period of deposit is minimum 1 year and maximum five years.
3. The most attractive rate of interest of 9.00% p.a .with effect from 25th March 2013
4. Providing the loan facility .The loan can be given upto 90% of the amount standing the credit of the account holder
5. For premature settlement, 2% less than the contratced rate will be applicable
iv.MONTHLY BENEFIT ACCOUNT:
MBA Depositors can choose from a wide range of deposit products with maturities ranging from 36 to 60 months at competitive rates of interest and with different features to suit the investment needs of individual Members. Applicant use this plan like a pension plan.
1. Attractive & Assured Returns.
3.Prompt Doorstep Assistance through our well experienced staff.
4. Quick Loan against Deposit receipt.
5.Monthly interest will be credited to depositor’s Bank account, if opted.
Nomination facility available for deposits. There can be only one Nominee for a deposit account whether held singly or jointly. Applicants can make nomination by filling up the prescribed form. The nomination details can be changed during the subsistence of the account relationship by filling up the prescribed form.
Features of Monthly Benefit Account
1. In Riddhi Siddhi Nidhi Ltd , minimum amount that can be deposited is Rs. 10,000/- at one time investment
2. The period of deposit is minimum 3 year and maximum five years.
3. The most attractive rate of interest given by Riddhi Siddhi Nidhi Ltd.
v. DAILY DEPOSIT ACCOUNT
Daily collection Deposit Scheme, this scheme will develop the saving habit of customers and will enable them to deposit money on daily basis from their home or business place itself to fulfil their future financial requirements.
1. The minimum amount which can be deposited is Rs. 10/-per day and maximum is Rs. 10000/- per day and in multiple of 10